1. Acceptance of Terms
By accessing the Growcial Bull website or enrolling in any of our courses, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or purchase our courses.
2. Nature of Our Service
Growcial Bull is a financial education academy. We provide courses, live sessions, and resources on market timing, technical analysis, and related trading concepts, strictly for educational purposes. We are not a registered investment advisor, broker, or portfolio manager, and nothing we provide should be treated as personalised investment advice. See our Disclaimer for more detail.
3. Eligibility
Our courses are intended for individuals who are legally capable of entering into a binding contract. By enrolling, you confirm that the information you provide (name, email, phone number) is accurate and that you are authorised to make the purchase.
4. Enrollment & Payment
- Course prices are displayed in Indian Rupees (₹) and may include limited-time discounts or launch offers valid at the time of purchase.
- Payments are processed through secure third-party payment platforms. Growcial Bull does not store your card or payment details.
- Access to a course is granted only after payment is successfully confirmed.
5. Refunds
All course purchases are final. Fees once paid are non-refundable and non-transferable under any circumstances.
Why We Follow a No-Refund Policy
Our courses include instant access to recorded content, live sessions, and downloadable resources the moment payment is confirmed. Because this digital content can be accessed and consumed immediately, we are unable to offer refunds once a purchase is complete.
Before You Enroll
Please review the course details, curriculum, pricing, and validity carefully on the course page before making a purchase. If you have any doubts about whether a course is right for you, reach out to us beforehand — we're happy to help you decide.
Course Access & Delivery
Enrollment and payment for our courses are processed through secure third-party platforms. Access details are shared with you on the email or phone number used at checkout. If you face any technical issue accessing your course, contact us immediately so we can help resolve it.
Exceptional Cases
In the rare case of a duplicate payment or a verified technical error on our end that prevented you from accessing the course, please contact us within 7 days of purchase so we can investigate and make it right.
6. Intellectual Property
All course content — including videos, live session recordings, PDFs, notes, strategy guides, and any other material provided — is the intellectual property of Growcial Bull. It is licensed to you for personal, non-commercial use only. You may not copy, reproduce, redistribute, resell, or publicly share any course material without our prior written consent.
7. User Conduct
You agree not to misuse the website or course platforms, attempt unauthorised access to any part of our systems, or share your course access/login credentials with anyone else.
8. Third-Party Platforms & Links
Our courses may be delivered and paid for via third-party platforms, and our website may link to third-party services (such as YouTube, WhatsApp, or Telegram). Growcial Bull is not responsible for the content, policies, or practices of these third-party platforms.
9. Limitation of Liability
Growcial Bull, its founder, mentors, and staff shall not be liable for any direct, indirect, incidental, or consequential losses — including trading or investment losses — arising from your use of our courses or reliance on any content we provide.
10. Changes to These Terms
We may update these Terms & Conditions from time to time. Continued use of our website or courses after any changes constitutes your acceptance of the revised terms.
11. Governing Law
These terms are governed by the laws of India. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of India.
12. Contact Us
If you have any questions about these Terms & Conditions, please contact us at Info@growcialbull.com or on WhatsApp.